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Payment Processing

Collect bank transfers from your customers.

Give each customer their own IBAN in your company’s name. Every payment matches the right customer automatically, with no reference to get wrong and no card chargebacks.

What you get

Dedicated IBAN per customer

Each payer gets their own IBAN, so payments match automatically without relying on a reference.

EUR in seconds

Customers pay in EUR by SEPA or SEPA Instant. Other currencies arrive by SWIFT.

Accounts in your name

Customers see your company as the payee, which builds trust at the point of payment.

Created by API

Issue IBANs for new customers automatically from your own systems.

Real-time notifications

A webhook tells you the moment a payment arrives, so you can credit your customer instantly.

No card chargebacks

Bank transfers aren’t subject to card chargebacks.

How it works

  1. 1

    Assign an IBAN

    Create a dedicated IBAN for each customer by API.

  2. 2

    Customer pays

    They send a bank transfer from their own bank.

  3. 3

    Credit instantly

    We notify you by webhook and the funds are in your account.

Questions

How is this different from one shared account with references?

Each customer has their own IBAN, so payments can’t be misallocated because of a missing or wrong reference.

Which currencies can customers pay in?

EUR by SEPA and SEPA Instant, and other currencies by SWIFT.

Can I create IBANs by API?

Yes. API documentation is available on request.

Tell us what you need to move.

Talk to our team about banking, card processing, or both.

Book a Meeting contact@omexipay.com